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Tags:bad credit, bad credit score, Credit Repair, credit report, interest rate, low credit score, Mortgage, mortgage rate, raise credit score, roytomsonCredit Repair Tips www.mortgage2search.info Credit Card Balances Keep your Credit Card Balances 30 -35% below their limits Correct reported Limits Confirm the credit card limits are accurately to all credit bureaus Are the good credits reported? Make sure your good credit is being reported to all 3 bureaus Is your Home Equity Line Of Credit (HELOC) categorized correctly? HELOCs should be reported as mortgages or installment accounts Bankruptcy report Ensure that accounts declared in a bankruptcy are reported with a zero balance Request for change by letter Send your request via an express overnight, certified letter to the appropriate credit bureau. Request change on-line Create dispute online to get a immediate response How long and how many score point? It will take 30 to 60 days to correct the report It can be an improvement of 50 to 100 score points How to Start? Visit web site: Mortgage2Search.ca Submit your application We love to hear your comments. Please subscribe to this channel for up coming videos.
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What’s the fastest way to pay off Credit Debt? Or to get around the interest rate. We are paying 0.00 every month in interest right now. We pay almost 0 a month on the card and it just doesn’t seem like its getting my lower because of the interest.
I thought about applying for a different card with a lower rate, but due to the high balance vs income I don’t qualify. My credit score is pretty high..over 700.
Sounds like a last resort, but are the debt consolidator places any help? or just make it worse? Thanks. I always pay my bills, I’m just thinking I will end up paying on this for the next 10 years!
*The balance got so high because both my car and my boyfriends (he helps pay too!) died so we bought used cars at the same time…that bumped it up to about 6 grand. And then I have two semesters of school tuition on there…so it’s standing at about 9 grand right now.
We’ve tried cutting costs too.
Like not eating out
I ride my bike to school/work. Drive for errands (grocery shopping etc)
No Cable tv, only net I used for online classes
I’m not sure how much more we can cut out.
Tags:10 years, boyfriends, cable tv, cars, credit debt, credit score, debt consolidator, grocery shopping, interest rate, last resort, school tuition, semestersThe debt ceiling is serious. This means that people received money from the government will not get paid. There is a chance that some will but many will not. We don’t actually know the impact that this will cause. It may put America into financial ruin. It might be a good idea to invest in gold but it’s hard to say. If American can’t afford to pay the debt then the currency will be inflated to cover the interest, which will cause the value of the dollar to sink. When it sinks, then people withdraw their investments. Allah says not to deal in usury or riba. Now we can see first hand why Allah teaches us this. Back in the old days, the dollar used to be based on the gold standard. Now it is based on nothing. The debt ceiling is the max that they can borrow. They have to come up with a plan to pay some of the debt. America will go into a bigger recession and it will never recover. Maybe if America repents of their sins and become a religious country again, then God will forgive them and help them recover. I guess America should of been using riba free loans.
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I am currently in college and I have about 2500 dollars in credit card debt. I want to pay that off as quickly as I can so that I am not penalized by my interest rate. Any suggestions?
Tags:credit card debt, interest rate
I have a loan with Citibank that I’ve had for only 3 months and was thinking about applying for a debt consolidation loan with Citibank that has a better interest rate…
This new loan would be used to pay off the current loan of ,100 and credit card of ,500 the loan is only for ,600….would this hurt my credit if I got a new loan and paid off the old loan only after having it for 3 months??
Tags:citibank, credit card, debt consolidation loan, interest rate