could anyone please help me in my IELTS writing? I would really appreciate it.?

As most people spend a major part of their adult life at work, job satisfaction is an important element of individual wellbeing.

What factors contribute to job satisfaction?

How realistic is the expectation of job satisfaction for all workers?

People have different views about what makes them satisfied whether it is related to work or not. Personally, I agree that people spend most of their time working because they find fullfillment. In this essay, I will discuss about reasons that some people still find happiness at work, and make it even rational to anticipate all workers to attain job satisfaction even they have spent most of their life at work.

One thing, there are several factors that lead to happiness despite of working so hard. For example, they need to finish off their mortgage. It can be argued that most people want to get out of the debt so they could enjoy life early. Also, young ones have the endurance to exert more effort by picking up overtime shifts. It might be hard for those people who are still paying their housing loan at the age of 60, which makes it hard to enjoy life by not able to travel a lot. In addition, although sometimes it makes difficult for someome to accept the fact that less time is being spent with his family, at least when the pay day comes he would be very happy and feel that all the hard work is worth it.

Another thing, that makes it realistic and still achieve satisfaction at work for all employees despite of hard work are they make more money and able to send their children to one of the well-known institutions. In this way, financial aspect is not a problem. Some people believe one of the reasons why family does not work out if there is lack of financial support to sustain the everyday expenses of the family. For instance, food and utility bills such as electricity, cable and hearter, if parents cannot provide this adequately this can have negative impacts on them. Secondly, children need to go to schools. There are different kinds of expenditure that goes along with education. like schools supplies, clothes, shoes and allowances, which can really put burden on family’s finances. Moreover, some parents prefer to send their children to one of the prominent univervisites in order to give them security to job market after finishing college.

In conclusion, there are various reasons why workers prefer to work hard and spend major part of their lives at work, yet able to find satisfaction in what they do and still be realistic. These are money, debt free, financial support to families and enjoy life at early age.

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Help get my life straigtened out?

I am 22 years old and am under soooo much stress. 1 year ago I tried going back to college to make my then girlfriend happy and secure about our future together so I got a 1500 dollar student loan and I tried my hardest to work and go to school but I was working 6:30 am-7 pm 4 days a week and it just litterally exhausted me and started to affect my job performance so much that I had to withdrawl or lose my job. I now owe 1500 dollars on a student loan and I have racked up almost 2000 dollars in credit card debt because I don’t make enough to get by and pay all my bills. I pay all of my bills including rent to my parents (who I live with) but I’m broke after bills. I need to go to college but I can’t stop working full time cause if I do, ill not be able to pay my bills. I need to get out of debt but I can’t find a job that pays decent without a college degree. My parents won’t pay ANYTHING for me anymore (including college) so I just feel stuck and I’m getting in more and more debt and I don’t know how to stop. Please help!!!

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How Do I Change These Patterns?

My Goals are to Lose Weight, Save Money, and Move to NYC.

Something is holding me back, maybe subconsciously?

I have gotten so close to getting out of debt.. I remember having only more to pay.. And what do I do? I go out and rack my card back up again.. Why?

I lose 10 lbs, and should keep going.. What do I do? I gain 30 more..

I’m 26 living with my parents..

Am I scared of change?

I don’t know..

I know that I want to change and be a success..

But every time I get close, I sabotage myself..

Do you know what’s wrong with me? How do I change this?

Thanks in advance!

It’s embaressing..
I don’t think people have faith in me anymore..
I never follow thru with my New Years Resolutions or anything..
My NYR for years has been to lose weight.. Still hasn’t happened.
I wanted to move to NYC last summer hasn’t happened.
And so forth..

Will I ever succeed?

The thing is, I want these things very bad! It’s all I think about, but I’m struggling.

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Can we get rid of this credit card debt?

My mom told me she has Alzheimer’s 2 years ago. She has me send in her bills. She has 2 credit cards maxed out with ,000 on both. This makes us have to send out 0 each month just to pay the minimum payment due. My mom is widowed and 77 years old and I can’t see her applying for anything requiring credit. I heard a question about parents debt on TV today and they said if parent dies with no assets just write them and let them no. My mom does own a house worth 0,000 that is paid for. If I wrote to the credit card company and said she died would the charge be dismissed? Will I have to pay this debt with the house sale money or what should I do about it?

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What are the parents role in an adult child’s life?

I am a mother of three young children ages 10, 8, and 6. My husband and I have recently separated for the second time and are trying desperately to work things out. We love each other and do not fight…we just can’t with each other and can’t live without each other. We are in the midst of losing not only each other but also our home, our vehicles, and our credit. We will be declaring bankruptcy, have turned our vehicles in, and been forced to stop paying our mortgage. Not only has my husband moved out but we are buried financially. We have been in counseling for almost a year trying to work things out. We do not cheat or do drugs…we are your average to above average Joe’s trying to make it in this world. Truthfully, we lived above our means for years but always managed to work our way out and be debt free until this time. We hit the end of the road when we found ourselves in a depressed real estate market (I am in the real estate industry) and paying for my husbands apartment and bills when he was out of the house. It just came down to the fact that we couldn’t hold it together anymore…as hard as we tried. This is the first time we have fallen into this situation as we have always been financially sound and able to work our way out of our minimal debts. It has been over a month since my husband moved out again and my family has been absent from my life. When looking for someone to co-sign for a car for me my mother decided she would not help and that I should dig my way out of my mess. I never asked for money…just a co-signer. My mother will not even take the time to talk to me. My sister has not called in over a month and decided to withdraw her listing from me and use a "professional"…that hurt. My father (my parents have been divorced since I was 4)…well I won’t even bother explaining him. Sufice to say I feel as if my family has abandoned me in my time of need. I have been there for them time and again…but they seem to be ignoring the fact that my life is falling apart. My mother in law happily co-signed a car loan for me…telling my husband that my parents don’t know how lucky they are to have a daughter like me. In your opinion should a member of my family reached out to help me, emotionally or otherwise? I just can’t imagine turning my back on my girls when they get older…telling them to deal with their problems on their own. By the way, my mother is financially sound, retired, living in a million dollar home on the water with two boats, and spending months at a time traveling. Again-I am not and was not ever looking for a hand out…just a shoulder to cry on or someone to at least help me purchase a car to drive my children around in. At least my dad was willing to lend me his extra vehicle.

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Pregnant and don't know what to do?

I am 9 weeks pregnant married two years. I was on birth control and conceived. we are happy but not ready yet will will be by the time the baby gets here but i dont know how to tell my parents because idk how they will react because we are in debt and trying to get out we will be out in about 6 mo. I am just really stressing bc i dont want my mom and dad ti think different of me bc i am becoming a mom. im stressing about every thing work money my parents and my life planes i know everything is going to change and i am very scared!! words of advice pleas

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How do I prove he doesn’t spend time with the kids?

I live in NJ and my children go to my ex’s on Mondays overnight and Tuesdays overnight one week then on alternating weeks they go Sundays overnight, Mondays overnight and Tuesdays overnight. I agreed to this when we divorced last year because he tearfully asked me to not take his children away from him when I wanted to move to FL in the first place to be with my family(I have no Fam in NJ). He told me he was having an Apt built and they would be moving in about 3 weeks after the divorce, in the meantime staying with his parents. So I stayed in NJ, moved into the worst town possible because they offered free preschool, which I couldn’t afford to pay for at the time, got a decent job making 30,000 a year, which doesn’t even cover my bills not including food and stuff for the kids-his child support of 131 a week is supposed to cover that.NOW a year has past, he is 3 weeks behind on support-I have been getting food baskets from church to survive, the apt, never happened-they all still live with his parents-ALL 3 of them sleeping in the SAME BED-My ex, My 5yr old daughter and my 11 yr old son-which is gross! He is never there he works (off the books) 7 days a week, 9am to 11pm at a pizzaria and the kids are left to be cared for by his mom, they never see him. My lawyer (who screwed me big time) told me that the only reason he wanted so many days is so that he didn’t have to pay me as much child support. Their "alternating" weekly schedule is not stable, the kids have no place to call their own, they never see their father, he’s not paying me and now that my daughter is in Kindergarten I have to pay aftercare and we now have a health insurance premium-he said he won’t help with that- I can’t afford a lawyer, I want to go to FL, but I don’t know if the courts will let me, My town sucks and the schools are bad, I have no security deposit and no moving money and we are barley making it. His parents won’t help to babysit when the kids are sick or off school and I’m about to lose my job because of how many days I’ve been out- Mind you they are very rich and sit home all day and do nothing, they live not even 3 minutes from me in the next town and they won’t even pick up my son from school and he has to walk home in a bad neighborhood and they don’t care, he’s already gotten lost once and beaten up once and I work 45 minutes away and can’t get to him! I want to take my ex’s days away so My kids can be with me more and have a more stable schedule and be in their own home where they are comfortable with their things surrounding them, they have nothing at his parents house and they are bored to tears, I also want to move to FL to be with my Family who would do ANYTHING for me, my parents would help me to take care of them everyday so I can work, it’s better housing, jobs and schools and just an all around better lifestyle, my kids already spend XMAS and sping break and the whole summer there and they love it, they hate it here and they call NANA’s house home, because we had already lived in FL once before when we were married, they love it there and hate it here, they have no relationship with their father and my son is in counseling because of it. I don’t know what to do next, do I go to court and fight for less days for him? Do I just go and ask for the child support to at least go through probation, so it can be enforced? Do I fight to move to FL? If so I have to find help with monies to move because I don’t have anything and I can’t ask my parents to help, they don’t have it and they just recently downsized into a condo, so I couldn’t even live with them I would need my own place, I would need at least 4,000 total to move, between a truck, security deposit, 1st months rent and driving my car down. Are there any charities that could help with that? I have bad credit so I can’t get a loan…so confused…

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I have a student loan debt question PLEASE HELP?

Okay I have student loan debt out the wazoo. I have been graduated for a year and currently enrolled for a masters program.I know I have to pay my loans back and there is this one collection agency that called me today and said I owe money about 2,700 dollars for my school student loans. I explained to her I am not working at the curent time. She said the company I got my loan from no longer wants to negotiate with me about setting up a hardship forbearance its too late and I just have to deal with them.I asked if she can give me contact information on the company and she kept stating they dont want to talk to me.Now I am not at all trying to get out of paying what I know I owe but I just want to make sure I am dealing with the original person who I got the student loan from. They say that the account has been with them for the past 30 days and that they will review my account on the 19th of august 7 days from now and if i do not respond i will get sued and a judgement filed against me.I am responding but I am not working have no money coming in I stay with my parents wo are barely making it and I been looking for work for over a month since i was fired from my last job so im just shit out of luck I dont know what to do. Wish i had a job and hope this collection agency is not a scam.I googled them and i got a rip off report about them but some say they were legit and alot saying scams. Can anyone give me some insight on how I should handle the situation please?also a way I can make money quck i hate having this over my head and would like to fix it but its hard when you have no money coming in.

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Should I be upset and how do I handle this with my ex husbands gf?

I am 3 years separated from my husband and my children who at the time 16 1/2 and 19 1/2 stayed with their father because their father allows the children free reign..and when i say free reign it goes to drugs,drinking,and letting my daughters bf stay over. I have rules and for whatever reason their father is the hero. My ex and I do not have any communication he manipulates the children bad. I drive my daughter to school every morning , take her to all appointments. counseling. doctors. school meeting and my soon to be ex madehas made it very clear that if I didnt buy whatever my daughter needed i would be taken to court for child support so needless to say my life has been controlled . I was married 23 years and finally had the courage to leave him. We both are in relationships living with our partners and the kids father got engaged 2 mos of hooking up with the neighbor 23 yrs younger , who I am very estatic about because he and his drama has become someone else’s problem. I have waitied and waited , and have 2 mos left to file divorse, I do own 25% (him, his mother and mother in law and I )all own a portion of a 2 family ) I was trying to wait for my daughter to graduate because the father manipulates the kids so much that he wont think twice because of his credit issues he will tell the kids they have to move because mom is making them.. Now he has told the children that he has cancer and I wont give him the divorce so he may get married and go on his new wife’s health insurance. I have respected my daughter wishes but she has leaked to me last evening that her father is going down to the court house to file this coming Monday so i am prepared.I really do believe that my kids play both parents. However in the meantime the soon to be ex’s husband gf posts pics of my daughter on her facebook page writing captures " my daughter" and it is really bothering me. I am not a friend of hers however a mutual person we both know told me so I was able to see it. How do I react to this as well?
I already went to court to fight for custody and Massachusetts children after 16 get to decide where they want to live regardless. So I am not wacked my son who is 22 is following the same steps of their father and my daughter who is 18 now loves the fact that she gets to come and go as please. So before judging me try to understand what I have been thru ..its not fun!!

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Is there a way to fix this common hidden problem?

So I am in Debt to my mother. Every time I pay off a debt, another is put in it’s place and because I have bills, car insurance, phone bills etc… I really cannot afford this debt my mother continues to tack on my name. I have spoken to several other people my age, some I know, some I barely know and one of them I spoke to on a customer service line just recently. They are all in Debt to their parents, From 0.00 and up to the thousands. So I have a few questions since this is my mother and simply running away isn’t possible because she is an excellent tracker, no joke, How do I and the many other people my age get out of this debt? How do I ensure that this debt gets paid off and no other gets tacked on? How can I save my money if it all keeps getting snatched away? Am I stuck with my parents like everyone else? Side note* I’m 27, all the people i’ve spoken to are in the age range of 18 to 35. If we are expected to get out and make it on our own, how can we if all of our money is being taken from our hands for an amazingly high debt? I don’t even know how I got in this mess and is it actually against the law for this to occur to so many of us? This is common in Texas, California, Georgia and New York. Why?
I actually stood up on my own feet before I moved in to my mothers home. I had no intention of owing anything, I came here to help her out and not the other way around. I have a pair, a big pair, a pair big enough to join the military and fight for your butt for eight horrible years. I am not dependent on my mothers tit nor will I ever be nor do I want to be. I stopped breast feeding before the age of 1. I plan on keeping it that way too. The question was really, how do i get out of this debt and why are all of the people my age getting stuck in this situation when all or at least most of us have moved out of the "nest" when we got out of school and moved on with our lives? Why?

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